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AbstractBusiness loans are critical tools for entrepreneurs and companies in the United States to fund growth, manage cash flow, and invest in operations. This guide explores the diverse range of business financing options available, including traditional term loans, SBA-guaranteed loans, lines of credit, and alternative financing solutions. It evaluates eligibility criteria, use cases, pros and…
AbstractThe United States financial system is a cornerstone of global economic stability, characterized by its complex structure, regulatory rigor, and dynamic markets. This paper explores the system’s key components, including financial institutions, markets, regulatory bodies, and payment mechanisms, while addressing challenges such as fintech disruption, cybersecurity, and sustainability. It underscores the Federal Reserve’s role in…